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By accessing to any of this platforms, you agree to be bound by them. Please read these terms and conditions of use carefully. "LankaBangla SHIKHA Chatbot" & "FinSmart" LBFL mobile app etc.) constitutes Your acceptance to be bound by these Terms and Conditions (as may be amended by Us from time to time) and You represent and warrant that You have the right, authority, and capacity to enter into this agreement, and that You are at least 18 years old. You understand that the use of LankaBangla Finance Limited (LBFL) website, chatbot, mobile app, fb page, linkedin page, youtube page, viber, whats app and any other digital application and/or platform under different brand names ( i.e.
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